Wise Business Plan is a professional service linking entrepreneurs with a strong business plan to capital funds from government agencies such as the Small Business Administration (SBA). Now more than ever, business plans are crucial to obtaining loans from banks and investors – and the more dynamic and persuasive the plan, the better the chance of securing a loan. With Wise Business Plan, individuals need not worry about the…

Bank of America recently announced that it will supply $10 million in grant money to Community Development Financial Institutions and other nonprofit microlenders to propel around $100 million in small business lending. This is an extremely momentous occasion, and quite possibly a move that could strengthen America’s weakened economy, as it is the first time the financial institution will be giving (not loaning) cash. The grant must…

In what seems like an attempt to frustrate programs that support home energy retrofit funding via property taxes, the California Energy Commission recently announced that it will reallocate $30 million in public funds apportioned to help stimulate those initiatives. The Federal Housing Finance Agency persuasively blocked the programs when it alleged that such programs would interfere with mortgage payments…

While certain financial institutions are emerging on the up and up compared to this time last year and beginning to repay government issued TARP funds, there are still exceptionally diminutive means to starting up a green business. Opportunely, there are many resources for struggling business pioneers that can help gain strong financial foothold in the industry. As most well know, competition to receive American Recovery and Reinvestment Act (ARRA) funded projects is rigid at best, giving way to the optimal resource in green initiatives…

According to the Fitch Ratings 2010 outlook report, U.S. structured finance sectors indicate a significant instability even with recent signs of economic recovery. The Fitch credit rating report also specifies that U.S. consumer heath and unemployment will play an important part in consumer ABS (asset backed securities) performance in 2010. Fitch expects unemployment rates reaching 10.5 percent by mid 2010, credit card charge-off rates at 12 percent, and annualized auto net losses between 2 and 25 percent…